Gen Z Guide to Investing: Mutual Funds, SIPs & Crypto—What’s Worth It?

Gen Z is not shy about technology; hence, why not make digital investments as we do? Here's a basic guide on mutual funds, SIPs, and cryptocurrency.

Mutual Funds

A Safe Bet For first-time investors, mutual fund ownership is fantastic. You pool your money with others; a fund manager looks after your assets. Groww, Zerodha, or ET Money are just a few of the sites you can begin mutual fund investing on.

Small Investment Plans

Small but steady systematic investment plans, or SIPs, allow one to regularly invest little amounts. Like spending ₹500 every month. You thus gain from compound interest.

Cryptocurrency

Like Bitcoin and Ethereum, risky but exciting cryptocurrency has become rather popular. Although investing a small amount—say 5–10% of your portfolio—may prove to be wise even if it carries some risk.

Index Funds

Low-risk, low-cost index funds are a great option if you want to invest but also stay cautious. They follow a market index—perhaps the Nifty or Sensex.

In the end, start small and vary. Look for an investment within your risk tolerance and objectives.